About
Who we are
We are a mass market focused bank in India, catering to financially unserved and underserved segments and committed to building financial inclusion in the country. Our mission to provide a full range of financial services to the ‘economically active poor’ who were not adequately served by financial institutions.
- Make sure you compare the services, values , and other features of various type before you select one.
- Make sure your credit score is good before you apply for a personal loan.
- Plan your monthly expenses thoroughly. You can decide your EMI accordingly. You can use an online EMI calculator to get an idea of your loan expenses.
We are a mass market focused bank in India, catering to financially unserved and underserved segments and committed to building financial inclusion in the country. Our Promoter, Ujjivan Financial Services Limited (UFSL) commenced operations as an NBFC in 2005 with the mission to provide a full range of financial services to the ‘economically active poor’ who were not adequately served by financial institutions.
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Services
What we do offer
Retrun Filing
Income Tax Return (ITR) is a form which a person is supposed to submit to the Income Tax Department of India. It contains information about the person's income and the taxes to be paid on it during the year.
TDS Solution
TDS stands for tax deducted at source. As per the Income Tax Act, any company or person making a payment is required to deduct tax at the source if the payment exceeds certain threshold limits. TDS has to be deducted at the rates prescribed by the tax department.
TAX Planning
Tax planning is the analysis of a financial situation or plan to ensure that all elements work together to allow you to pay the lowest taxes possible. A plan that minimizes how much you pay in taxes is referred to as tax efficient.
Company & GST Registration
It is mandatory for a business that has a turnover of above Rs.40 lakh to register as a normal taxable entity. This is referred to as the GST registration process. The turnover is Rs.10 lakh for businesses that are present in hill states and North-Eastern states. The GST registration process can be completed within 6 working days.
Credit Score Optimization
You should also always spend some time cleaning up your credit report by removing any collections or late payments. I recommend getting negative entries removed rather than wait 7 years for them to automatically fall off.
Bussiness Loan
A business loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest.
Testimonials
What they are saying about us
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Saul Goodman
Ceo & Founder
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Sara Wilsson
Designer
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Jena Karlis
Store Owner
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Matt Brandon
Freelancer
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John Larson
Entrepreneur
Team
Our Hardworking Team
Ashish Kumar Singh
Founder
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Product Manager
Harry
CTO
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